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    DOE Fresh Start credit score student loan

    Credit Score Crisis Looms as Student Loan Defaults Set to Impact Millions

    March 29, 2025 • 1 min read

    Department of Education data reveals 15.6% of student loans are past due, with borrowers facing potential credit score drops up to 170 points when federal reporting resumes July 1. The end of pandemic-era protections could trigger severe financial consequences as student loan defaults return to credit reports.

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